Privacy Policy

This document was last updated on 10 July 2007

We understand the value of your personal information and we respect your right to privacy. We are committed to maintaining your confidence and trust. This commitment includes protecting the personal information that we obtain from you.

1. Information We Collect:

General
Unless you provide information voluntarily, we will not collect any personal information about you when you visit www.navigators.co.uk. If we ask you to provide information that personally identifies you, our request to do so will be specific and we will explain why we need the additional information and how it will be used at the time of the request.

Email From You
You may email messages to us that will contain your name and email address along with any additional information you may wish to include in the text of your message.

Third Parties
We may receive personal information from selected third parties in order to fulfill orders for products, to facilitate your receipt of something that we have sent to you.

Surveys
Occasionally, we may conduct online surveys on a specific topic. Our surveys are entirely voluntary and you may easily decline to participate.

Website Usage Information
Our web server automatically collects and aggregates information about your visit to www.navigators.co.uk, including your IP address, service provider, browser type, domain names of referring websites, operating system, pages accessed on our website, and the date and time of your access.

2. Use of Information We Collect:

We use your personal information in several ways:

To fulfill your requests and process your transactions.
To respond to your email messages.
To support your customer relationship with The Navigators UK

You may receive periodic mailings from The Navigators UK with information concerning special offers, new services or products. You can unsubscribe to mailings from us at any time by contacting us and requesting that you be removed from any list.

3. Third Party Relationships:

We sometimes work in partnership other companies to provide limited services on behalf of The Navigators UK. We will only provide such companies with the personal information that they need to deliver the service that we have requested from them. They are prohibited from using the personal information that we provide to them for any other purpose and we make reasonable efforts to ensure that all third parties with whom we share personal information undertake to adhere to this Policy. We do not otherwise share your personal information with third parties, unless you have granted us permission to do so.

We may disclose or use your personal information when we, in good faith, believe that either the law requires us to do so or such action is necessary to protect or defend our rights or property.

4. Access, Correction and Maintenance of Personal Information:

We provide reasonable and practical access for you to identify inaccuracies in your personal information. If you provide us with personal information through the www.navigators.co.uk website, you have the right to access this data. To request an update, modification, or deletion of any personal information maintained by navigators.co.uk, you can contact us at info@navigators.co.uk. We will, upon request, update or delete your personal information; however, we will not be able to update or delete data that has been archived as part of our normal operations. We keep the personal information collected through our website as long as it is required to service your request, or until you request its deletion. We retain aggregated information collected about your visit to our website (i.e. browser type, domain name, pages visited) until we have completed a review and analysis of this information.

Opt Out Process
If you are a www.navigators.co.uk contact, you may receive direct mail or other marketing material from us. At any time, you can opt out of receiving direct mail and marketing material from us, such as product and service updates by contacting info@navigators.co.uk.

If at any time in the future we decide to use your personal information for a purpose not currently stated in this Policy, we will modify the Policy to disclose such usage in accordance with Section 7 below.

Links to Third Party Websites
Websites accessed from www.navigators.co.uk via hyperlinks or links to other sites may be governed by privacy policies and practices that differ from this Policy. The information practices of other third party websites linked to www.navigators.co.uk are not covered by this Policy. You are encouraged to become familiar with the privacy policies and practices of every website you visit prior to disclosing any personal information.

Information posted to discussion forums, bulletin boards, chat rooms and other public forums may be displayed publicly. Please consider this before posting.

5. Security of Personal Information:

We store your personal information in a secure location that is accessible only by designated staff. We make reasonable efforts to protect your personal information from loss, misuse, unauthorised access or disclosure, alteration or destruction. In addition, we use a secure server to protect the safety and security of transactions over the Internet involving personal information.

6. Use of Cookies:

A cookie is a small text file containing a unique identifier that is placed on a your computer's hard drive when you visit a website. We use session based and persistent first party cookies to improve your access and ease of use of our website. We also use first party cookies to improve our understanding of your needs and interests, so that we can offer you personalised content and enhance your web-browsing experience. The non-personal information collected from our use of first party cookies is not linked to your personal information. Cookies do not damage your system or files in any way.

Most browsers now recognise when a cookie is offered and permit users to control how and when they will be accepted. If you are not sure whether your browser has this capability, you should consult the documentation that accompanied your browser or check with your Internet Service Provider (ISP). If you chose to decline cookies, you may not be able to fully experience the interactive features of the www.navigators.co.uk services and websites that you visit.

7. Changes to www.navigators.co.uk's Privacy Policy:

We may modify or amend this Policy from time to time. In an effort to keep you informed of changes to this Policy, we will indicate the effective date of the currently posted policy at the top of the Policy. For substantial changes to this Policy, we will notify you by placing prominent notice on our homepage. Changes to this Policy will not affect our use of previously provided personal information. No personal information provided by you under the terms of this Policy (or any prior version of this Policy) will be used in a manner that is materially inconsistent with it, without your prior written permission.

8. Acceptance:

By using www.navigators.co.uk, you signify your acceptance of this Policy, as amended from time to time in accordance with Section 7 above. If you do not agree with the terms and conditions contained in this Policy, please do not use this website.

9. Contact Us:

If you have thoughts, questions or suggestions about this Privacy Policy Statement or any other aspect of your relationship with www.navigators.co.uk, please contact us at info@navigators.co.uk.